ℹ️ This site contains affiliate links. We may earn a commission at no extra cost to you. All calculators are 100% free.
🔒 Secure ✅ Free ⚡ Instant

HRA Exemption Calculator India

Calculate your HRA tax exemption under Section 10(13A) — know exactly how much you save on taxes

HRA Exemption Result
HRA Received
HRA Exempt
min of 3 conditions
Taxable HRA
Tax Saved (30% slab)
3 HRA Conditions — Minimum of these 3 is Exempt
① Actual HRA Received
② Rent − 10% of Basic
③ 50%/40% of Basic
📌 Recommended for you — Sponsored
Partner
ClearTax
File ITR in 5 minutes — claim your HRA exemption
₹0 for salary income · Trusted by 6 million Indians
File on ClearTax →
Partner
NoBroker
Find verified PGs and flats — zero brokerage
Zero brokerage · Verified listings · 12 cities
Search on NoBroker →

HRA Exemption Calculator India — Save Tax on Rent

HRA (House Rent Allowance) is one of the most commonly used tax-saving tools for salaried employees in India. Under Section 10(13A), a part of HRA received from your employer is exempt from income tax, subject to three conditions — and the minimum of these three determines your exemption.

Can I claim HRA and home loan interest both?
Yes — you can claim HRA exemption (if you live in a rented house) AND home loan interest deduction under Section 24(b) simultaneously. This is common in cases where you own a house in one city but live in another city on rent.
⚠️
Before you go — are you paying too much for insurance?
9 out of 10 Indians are underinsured. Takes 2 minutes to check.
Compare Free on PolicyBazaar →

📊 FinCalc Admin Dashboard